Making a Difference Since 1898.

For over a century, we have remained committed to helping the people and businesses along the lakeshore to improve their financial well-being. As a local business, we employ over 100 people at nine full-service banking offices in Mason, Oceana, Manistee, Benzie and Grand Traverse counties. All of our employees live and work here, raise their families here, and volunteer here to help strengthen our community.